Can a mortgaged property qualify for residency or a Golden Visa?

This is a sensitive question because many buyers confuse total asset value with the portion actually paid.
On current Dubai Land Department service pages, some real-estate-linked residence routes require either a minimum paid amount or a bank letter showing what has been paid and what balance remains, while the Golden Visa route also refers to a bank confirmation in mortgage cases.
If you plan to finance the purchase and link it to residency, structure the transaction around that goal from the outset rather than treating it as an afterthought.