Is buying with post-handover installments a good idea?

The real test is whether the payment plan is supporting a strong asset or disguising a weak one.
Some projects use post-handover installments to widen accessibility, and that can be helpful if pricing remains sensible.
But if the flexibility comes with a high price premium or the unit sits in a weak-liquidity project, the plan can become a burden rather than a benefit.
Ask whether projected rent or resale potential justifies the structure, and whether you still have a financial cushion once handover arrives.