Which bank or mortgage option is best for buying in Dubai?

When comparing mortgage offers, focus on five elements: the effective rate or profit rate, any fixed-period structure, valuation and arrangement fees, early-settlement terms, and how comfortable the lender is with your profile as a resident, non-resident, salaried buyer, or self-employed applicant.
Many buyers chase the lowest advertised rate and later discover that fees or conditions diluted the advantage.
A better approach is to collect two or three serious offers and compare them as total cost and monthly scenario, not as headline marketing numbers.